This policy may change periodically. Please check this policy each time you use our web site so that you our customer will have the most current information concerning the handling and processing of your non-public personal information in our endeavor to clear your identity theft and good name.

Why we collect non-public personal information
As a customer or as a user of our web site, we want you to know that we will only collect your non-public personal information for the following reasons:

• To enroll you as a customer;
• To recover your case of identity theft;
• Give you, a customer or as a user of our web site, clear notice when we are requesting information from you, the types of information we request from you, the general purposes for which that information will be used or disclosed, the agencies to whom we provide the information;
• Offer you the ability to opt out of such uses;
• Maintain accurate records and provide you access to your personally identifiable information;
• Use safe and secure systems, physical and electronic, to safeguard your non-public personal information.

In each of these circumstances, we will only collect and use the minimum information needed to accomplish the stated purpose, and only with your full knowledge and consent. In many of these circumstances, our principal role is actually to facilitate a relationship in which you provide your information directly to a third party — for instance, to place a fraud alert with a credit reporting agency or to file a police report. In such cases, we may not need to collect your information at all.

How we collect non-public personal information
When you visit our web site, you are able to do so anonymously. We don't collect non-public personal information when you browse — not even your email address. We do collect general Internet data, such as how often our web page was visited. This information does not identify you personally. We use it only to analyze traffic patterns on our web site in order to make our site more useful to our visitors.

Our web site contains links to other sites.

• Except for our partners, we do not share your non-public personal information with those web sites and are not responsible for their privacy practices, which may differ from ours in significant ways. We encourage you to learn about the privacy policies of those web sites and the companies that operate them.
• Our web site contains links to other sites. We do not use cookie technology on the our web site. However, web sites to which we link may use cookie technology to gather and store data about their visitors. Cookies contain a small amount of information, possibly including non-public personal information that allows a web server to recognize you whenever you visit. Again, we encourage you to familiarize yourself with the privacy and information collection practices of any web site you visit.
• We also receive information from you online when you send us email, applications and other forms, or when you register at our web sites. We may also collect information about your transactions with us or with our direct partners, such as what products and services you ordered. In each of these circumstances, as mentioned above, we will only collect and use the minimum information needed to accomplish the stated purpose, and only with your full knowledge and consent. We will never share this information with any third party without your express permission.
• If circumstances arise in which we need to use your non-public personal information differently from what is stated at the time of collection, we will try to contact you using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner.
• Our web site is not intended for the use of children, defined as individuals under the age of 18. We do not knowingly solicit personal information from children or send them requests for non-public personal information.

When and to whom we disclose non-public personal information

• We will not disclose your non-public personal information to any third party or affiliate except for our parners without your express permission in accordance with Senate Bill 27 and California Law § 1798.83. It is not our process to sell or trade non-public personal information to direct marketers.
• As mentioned above, there are circumstances in which with your express permission we may provide non-public personal information to third parties involved in the resolution process of recovering your identity theft. Such information will be provided directly by us on your behalf to the parties in question. Such third parties might include:

How we protect your non-public personal information

• We use highly secure physical, electronic, and managerial procedures to safeguard the confidentiality and security of the data you provide to us.
• None of your non-public personal information will ever be disclosed by us to any third party or affiliate without your express permission.
• Only authorized our employees and those of our partners will have access to the data that you provide to us, and that access is granted only on a "need to know" basis.
• In cases of identity theft crisis resolution, only the advocate working on the case and key administrative supervisors have access to your non-public personal information.
• All stored personal data is electronically encrypted.
• We will never transmit any personal data that you provide to us over the public Internet.
• Any data that we transmit over a private network will be sent via secure, encrypted channels.
• Finally, we urge you to take every precaution to protect your personal data, both on and off the Internet.

Our commitment to privacy
To make sure your non-public personal information remains confidential, we communicate these privacy guidelines to every employee.  Our Customer Privacy Policy is subject to change at any time. We encourage you to review the privacy policy regularly for any changes.