Education — Information is the key to prevention. We will provide you educational materials in order to lessen your risk of Identity Theft. By keeping you up to date regarding better practices, the latest scams and techniques used by identity thieves and informing you of new guidelines and regulations you will be better protected against the threat of Identity Theft.

Crisis Preparation Kit — We will provide each member with a Crisis Preparation Kit (CPK) that is used to record all non-public personal information (NPPI) as it pertains to your identifying documents. Once completed this form is sealed and stored either in a safety deposit box or with your attorney or CPA. Properly using the CPK allows you to quickly obtain your NPPI in the event it is needed. This form may also be used to contact us in order to replace documents in the event of a natural disaster, fire, flood, break in, lost or stolen purse/ wallet or even a death in the family. Download the Crisis Preparation Kit in Adobe Acrobat (PDF) format. (Right click the link and choose Save As... to save this file to your computer.)

Document Replacement — Provides replacement assistance for personal documents lost, destroyed or stolen. Covers fire, flood, natural disaster, home break-in, theft or loss. We will consult with you to ascertain the severity of the event and to start the notification process; Identify missing documents; contact each and every creditor/bank in question while you are on the phone; cancel your affected credit cards, licenses and other documents as needed; request new replacement cards, documents, PIN numbers, etc. In most cases we can provide completed forms necessary to obtain replacement documents. If the personal documents were stolen, we will initiate the fraud affidavit and police report.

Credit Monitor Assist — We provide you with unsolicited free access to your Federally Mandated free credit reports from all three bureaus. we will, on your behalf, order your free credit reports throughout the year according to the guidelines set forth by the FTC. This service allows you to review your reports, with the assistance of one of our Recovery Specialists, in order to identify any incorrect or potentially fraudulent information. Our Recovery Specialists will work with you to correct any errors or investigate any potentially fraudulent activity.  (After you enroll, you must call and activate this feature.)

Identity Monitoring — Because Identity Theft extends well beyond what is visible on a credit report, we also provide identity monitoring. While credit monitoring does provide some visibility into Identity Theft, it does not provide detection on any type of non-credit related or Synthetic Identity Theft such as checking, savings, investment/retirement accounts, criminal or medical. Through the use of monthly scans, we are able to detect almost any form of either Synthetic or True Name Identity Theft develop both credit and non credit related. This robust detection platform also allows our Recovery Specialists to discover any incorrect or potentially fraudulent activity related to your Social Security number and notify you immediately.  (After you enroll, you must call and activate this feature.)

Covers 49 Types of Identity Theft

No exclusion for Pre-Existing Unknown Identity Theft.  - In the course of preparing to defend against identity theft many individuals find that they are already a victim.  Many other products will exclude these individuals from benefits because the identity theft event occurred prior to the effective date of the plan.  If the event was unknown to the victim, we will not exclude these individuals. 

Covers "Self Employed" Individuals. - Most of the competition does not. Many professionals in associations and other individuals/spouses are considered self-employed.  Our total solution covers Self Employed Individuals.

Family Plan Covers Domestic Partners And Dependents. - The competition does not address domestic partners and dependents in their programs.  Our total solution covers the family, a family member is defined as the spouse or domestic partner and all dependents under the age of 25 that are full time students and have the same permanent address as the primary member, if not a full time student up to age 21.

No Family Fraud Exclusion -According to a 2005 Identity Fraud Survey Report by Javelin Strategy and Research 16% of ID theft is caused by family members.  Standard coverage provided by other providers excludes reimbursement if the ID theft is perpetrated by a family member.  Our total solution does not exclude the family fraud element.

In-House Full Recovery — We provide the only automated Fully Managed Identity Theft recovery in the country for any type of Identity Theft. With the use of our proprietary Kaizen system and Power of Attorney our Recovery Specialists are able to gather the necessary information pertaining to the Identity Theft and complete all of the required documents at the click of a button. Our ID Recovery Kit is then sent to you via secure overnight service for signatures and notarization. The ID Recovery Kit is then returned to us via the provided return secure overnight envelope. We do the rest. Our average recovery is completed in 14 days and our victim spends no more than two hours on their own recovery.*

Follow up — Once you are cleared, you will receive notification of clearance from the agencies involved. Our Recovery Specialist will continue to follow up with you throughout the year.

Apprehension — We go beyond just clearing the victim. During our investigation of the Identity Theft the Recovery Specialist can gather all evidence used during the Identity Theft including but not limited to: surveillance videos, documents, receipts, signatures and voice recordings. This information is gathered and turned over to the investigating authorities including the FBI and Secret Service.

* Estimated time frame only. Individual results will vary depending on the state of residence and severity and types of Identity Theft.